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First Year Guide

New Homeowner Budget Tracker

Track every dollar of your first year — from move-in to month 12

9 Sections
Fully Editable
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Full PDF
Moving Services
Moving Company / Truck Rental
Packing Supplies (boxes, tape)
Storage Unit (if needed)
Movers Tip / Meals
Other
Closing & Legal Costs
Down Payment
Closing Costs
Home Inspection Fee
Attorney / Title Fees
Real Estate Agent Fee
Immediate Home Needs
New Locks / Re-key
Deep Cleaning Service
Pest Inspection / Treatment
Paint / Touch-ups
Appliance Hookups
Other
Total Moving Expenses $0.00
Monthly Income
Primary Income
Secondary / Partner Income
Rental / Side Income
Total Income $0.00
Fixed Housing Expenses
Mortgage / Rent
HOA / Maintenance Fees
Home Insurance
Property Tax (monthly)
Utilities (total)
Variable Monthly Expenses
Groceries
Dining Out
Transportation / Fuel
Home Supplies
Entertainment
Health / Medical
Home Repairs (this month)
Other
Total Expenses$0.00
Monthly Balance $0.00
Living Room
Kitchen
Bedroom
Tools & Safety
Electricity
Gas / Heating
Water / Sewer
Internet
Trash / Recycling
Cable / Streaming
Current Savings
$0.00
Goal: $15,000.00
Set Your Goal
Emergency Fund Goal ($)
Current Savings ($)
Progress0%
Monthly Contributions
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Annual Maintenance Calendar
Repair Log
Date Description Contractor Cost ($) Status
Service / BillDue DateAmount ($)Autopay?
Total Income
$0.00
est. annual
Total Spent
$0.00
all categories
Net Savings
$0.00
first year ✓
Moving Costs
$0.00
one-time
Emergency Fund
$0.00
built up
Monthly Balance
$0.00
average monthly
Monthly Spending Overview
First Year Wins
🏡
Congratulations on your first year!
You've built a home, a budget, and a foundation for the future.